What happens after a sale
What actually happens after a sale.
When a property goes to a foreclosure or tax auction, the bidding opens at the amount owed - the unpaid mortgage or taxes. But properties can, and often do sell for more than that. Once the debt and costs are paid, whatever is left over is what's considered “surplus funds”, and the law says it belongs to the former owner or their heirs. The trouble is twofold: the county's notice usually goes to the old address, and there's a deadline to claim it. If no one files in time, the money can eventually be turned over to the state - or lost entirely. We make sure that doesn't happen to you.
How it works
Five steps. Zero risk to you.
From the first call to the final payment, our process is built to be simple, transparent, and entirely on your side.
We connect
Whether we reached out to you or you found us, it starts with a free conversation about your situation - no cost, no obligation.
01We connect
Whether we reached out to you or you found us, it starts with a free conversation about your situation - no cost, no obligation.
- 02
We research and confirm
We review the public records, confirm the funds are really there, and check for anything like liens or competing claims that could affect what you'd receive.
We research and confirm
We review the public records, confirm the funds are really there, and check for anything like liens or competing claims that could affect what you'd receive.
You decide, risk-free
If there's money to claim, we explain it in plain language and put our agreement in writing. Still no upfront fees.
03You decide, risk-free
If there's money to claim, we explain it in plain language and put our agreement in writing. Still no upfront fees.
- 04
We file and follow through
We prepare and submit the claim, work directly with the county, and coordinate an independent licensed attorney if your state requires one.
We file and follow through
We prepare and submit the claim, work directly with the county, and coordinate an independent licensed attorney if your state requires one.
You get paid
When the funds are released, our fee comes out of the recovery, and the rest is yours.
05You get paid
When the funds are released, our fee comes out of the recovery, and the rest is yours.
Our fee
Our fee, in plain terms.
$0
Up front
% of recovery
Within state limits
$0
If nothing recovered
You never pay anything up front. We're paid only if you recover your funds, and our fee is a percentage of what's recovered - within the limits your state allows - taken out of the recovery itself, never out of your pocket. If we don't recover anything, you owe us nothing.
To be clear, we're not a law firm. We work alongside independent licensed attorneys throughout the process, and when a claim goes through the court or trustee-sale process, an independent licensed attorney in the state where the sale took place handles the filing and represents the claim. You get a dedicated team guiding every step, with the right legal professional handling the legal part.
In your corner
Why it helps to have someone like us in your corner.
From the first call to the final check, an experienced team handles the work and looks out for what's yours. We find the money you're owed, prepare and file the paperwork, stay ahead of every county deadline, and watch for anyone - a lender, a lienholder, even the buyer from the auction - who might reach for a piece of it. You never have to decode an unfamiliar process or chase down forms; we carry all of it, and you pay nothing unless the money comes through.
Having someone who does this every day on your side is the difference between hoping it was handled right and knowing it was.
No cost, no obligation.
What we are
We run your recovery. A licensed attorney handles the legal steps.
We're a surplus funds recovery firm - not a law firm - and that's exactly how it should be. Our job is to find the money that's owed to you and guide your recovery from the first call to the final check. The legal steps - the court and trustee-sale filings - are handled by a licensed attorney in your state, working alongside us throughout the process. You get the best of both: a dedicated team running every part of your recovery, and real legal expertise built in from the start.
What we handle
Finding your funds and running the whole recovery for you, from first call to final check.
What the attorney handles
The court and trustee-sale filings, by a licensed attorney in your state.
A quick, honest word: nothing on this site is legal advice, and we're not your lawyer. The legal parts of your claim are handled by a licensed attorney in your state - we make sure the right professional is on it from the start.
Frequently asked
The questions families ask us first.
See if there's money waiting for you.
A quick, free conversation is all it takes to find out.
Free. No obligation. Nothing out of pocket.